When you live in a rural community like San Geronimo, your heat comes from propane.
For Deirdre McDonald, Victor Urbaez and their son, Sage Urbaez, the propane bills piled up to the extent that they were looking ahead at a long, cold winter.
At the same time, when their income dropped precipitously because of shelter-in-place orders, they fell behind on the rent on their cozy one-bedroom cottage.
Urbaez, 64, makes a living doing window washing, house-painting and repairs — all work that dried up during the pandemic. McDonald, 58, has low vision caused by glaucoma and gets Social Security income.